Commercial Enhanced Data Program

CEDP is a program implemented by Visa that aims to improve the quality of transaction data for business credit cards (i.e., better line-item details of purchases, known as enhanced data) and incentivize the submission of quality data rather than generic information.

Merchants who consistently provide high-quality data (including line-item details, tax amounts, etc.) are rewarded with reduced interchange rates. Those who don't meet the standards face higher fees or potential reversals of previously applied discounts.

This will require merchants to enter accurate line item details (currently known as level 2 and level 3) to qualify for the lower enhanced data rates.

By entering quality data, the merchant gets lower Visa interchange rates. However, if the merchant does not enter quality data, they will be charged higher Visa interchange rates.

VISA provides transactional-level error codes for merchants who do not input quality-enhanced data.